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Level Up Your Business with Ayoconnect's PPOB API!

Plug & play over 1000+ products with our B2B APIs

No headache for maintaining or building out an entire ecosystem for PPOB. Save over IDR 3 Billion per year!
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Plug & play over 1000+ products with our B2B APIs

No headache for maintaining or building out an entire ecosystem for PPOB. Save over IDR 3 Billion per year!

Join 200+ Companies in growing your business with our PPOB API

1000+ Digital Products from 24+ Categories

Telco

TV Cable

Electricity

Water

Credit Card

Insurance

eWallet

Flight

Train

Hotel

Games

Telco

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Get Started
Join 4,000+ companies already growing

What our Digital Products (PPOB) API offers

With just one API integration, you'll get instant access to 4000+ products across 24 categories.
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Embedded Lifestyle

Streamline your financial life with Embedded Lifestyle from Ayoconnect. Our all-in-one bill payment platform lets you easily implement a wide range of lifestyle digital services, from travel bookings to game vouchers seamlessly.

Lifestyle
Flight
Bus
Experience
Train
Hotel
Game Skin
International Roaming

Digital Products

Ayoconnect's versatile bill payment aggregator empowers businesses a comprehensive suite of bill payment solutions, enabling users to conveniently pay for a wide range of services, including mobile top-ups, data packages, electricity bills, water bills, e-wallet top-ups, and much more.

Telecommunication
Pulsa
Postpaid
Telkom
Internet
Data Package
Utility
Electricity
Water
Bpjamsostek
BPJS Kesehatan

Autobilling Solution

Enable your business to facilitate automated bill payments for your customers, provide bill notifications, and bill presentments with Ayoconnect's Autobilling. Schedule payments from your customers, and you can sit back and relax.

Payment
Insurance
E-money
E-wallet

What our Digital Products (PPOB) API offers

The most comprehensive assortment
of digital products in Indonesia

Our PPOB API is the market-leading solution to offer embedded digital products and bill payments to your customers. With just one API integration, you'll get instant access to 1000+ products across 24 categories.

Competitive pricing & superior service

Due to our long-standing supplier relationships, we can offer competitive pricing on all products as well as the best operations and SLA times in the industry.

On-going maintenance done for you

Our API is designed for a simple integration, which requires minimal investment of resources and time. We will also take care of the operational overhead and day-to-day maintenance, so you can focus on your customers.

The easiest way to offer digital products & bill payments

Earn per transaction from Day 1!
Every time a customer makes a purchase, you can earn money by keeping a portion of interchange (a cost that accompanies every transaction).
Choose from over 1000+ products
With a choice of 1000+ digital products across 24+ categories, you are sure to create a great experience for your customers.
Quick and easy integration
We provide end-to-end documentation and support to help you integrate with our PPOB API in just a few weeks.
Never worry about operational issues!
Save over IDR.230 million per month on infrastructure, head count & maintenance.
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Ayoconnnect Virtual Cards Solutions inside iPhone 14 interface

Direct Debit

Collecting payments from your customers has never been easier - whether they're recurring, one-off, or variable, we make it effortless.
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Income Verification

Securely verify a person's income in real-time using their bank account, phone number, and National Identity Number (NIK).
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Fast Disbursement

Instantly transfer funds to one or multiple bank accounts at a low cost, available for both  single and bulk transactions.
Discover More

Recurring Payment Management

Transform your Revenue Operations with our subscription billing solution - easily integrated with just one API.
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Enterprise

Development

A Complete Enterprise Package with Your Plan

In addition to the Digital Products API, you will also receive the benefits of our embedded lifestyle and autobilling APIs.
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Embedded Lifestyle
An instant plug-and-play solution for all your lifestyle and travel needs, including hotels and flight tickets.
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Autobilling
Streamline your customers’ bill payments at lower costs with our efficient and automated processing systems.

Case Study

Easily purchase lifestyle products and make payments for various types of monthly bills with Livin' by Mandiri mobile app without switching to other apps.

Embed your app with train tickets booking for intercity, commuter, and airport transfer powered by KAI, KAI Commuter, and KAI Bandara.

Embed your app with hotel and flight booking options at your fingertips powered by Southeast Asia’s leading platform Traveloka.

Get Started

Easily purchase lifestyle products and make payments for various types of monthly bills with Livin' by Mandiri mobile app without switching to other apps.

Autobilling Solution

Development

Introducing Ayoconnect's Autobilling Solution

Enable your business to facilitate automated bill payments for your customers, provide bill notifications, and bill presentments. Start improving rate of successful payments now.
Open Banking API Icon for Developer
What is Autobilling?
Streamline your customers’ bill payments at lower costs with our efficient and automated processing systems.
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Complete Assortments
1000+ Digital Products are integrated and available for customers, both prepaid and postpaid transactions.
Payment Service API Icon for Developer
Easy Reconciliation
Seamless reconciliation in one channel, next day settlement, with 24/7 operations escalation team.

Case Study

Easily purchase lifestyle products and make payments for various types of monthly bills with Livin' by Mandiri mobile app without switching to other apps.

Embed your app with train tickets booking for intercity, commuter, and airport transfer powered by KAI, KAI Commuter, and KAI Bandara.

Embed your app with hotel and flight booking options at your fingertips powered by Southeast Asia’s leading platform Traveloka.

Get Started

Easily purchase lifestyle products and make payments for various types of monthly bills with Livin' by Mandiri mobile app without switching to other apps.

Ready to grow with digital products?

Contact our team today to learn more about what we can help you build.

Plan & Pricing

Plans that fit your scale

Features

Basic

Intermediate

Pro

Enterprise

No. of monthly Transaction
0 - 5,000
5,001 - 10,000 OR
Rp 8 Million / month
10,001 - 20,000 OR
Rp 15 Million / month
20,000+
You earn per transaction
Rp 250
Rp 375
Rp 500
Custom
Basic reporting and analytics
Advance Analytics
Customizable Reports
24/7 Support
Mon - Fri
9 AM - 6 PM
Recon & Settlement Support
Dedicated Account Manager
Access to Exclusive Products

FAQ
(Frequently Asked Questions)

Where can I find the price list?
Hi there, thank you for your interest in Ayoconnect! You can view the complete price list here
What is fee per transaction?
A fee per transaction is the commission that you earn for each transaction. The amount you earn depends on the plan you have chosen.
What is Admin Fee?
An Admin Fee is an additional amount that the brand adds to your bill. This fee is fixed and can't be changed.
How does integration work?
You may also refer to this file for the process.
When will my account be activated ?
Once you've paid, integrated your account, and agreed to the terms, your account will be activated right away. We're excited to have you on board!
How does integration work?
We're happy to help! Just click here to access the API Doc and find out how to integrate
Can I downgrade or upgrade my plan?
Of course! You can upgrade or downgrade your plan three months after your account goes live. If you want to make a change, just send us an email at ppob@ayoconnect.com and we'll help you out.
Who can I contact if I have more questions?
Please feel free to send an email to ppob@ayoconnect.com  if you have any further questions. We'll be happy to help!
Open Banking API Icon for Developer
PPOB API Documentation
Learn how to integrate with our platform using our API documentation.
Pricing

Plans that fit your scale

Simple, transparent pricing that grows with you. Try any plan free for 30 days.

Frequently asked questions

Everything you need to know about the product and billing.
Where can I find the price list?
Please see here
What is Recommended Selling Price?
This the price per product/transaction which will be deducted from your deposit. This also a recommended price we encourage to sell the users.
What is fee per transaction?
This is the commission fee that you will earn per transaction according to the plan you've chosen.
What is Admin Fee?
Admin Fee is a fixed fee charged by the brand which is added on to the bill amount, this cannot be changed.
How does integration work?
You may also refer to this file for the process.
When will my account be activated ?
Once payment, integration and agreement completed
Is there any minimum deposit?
Yes there is a minimum deposit of Rp25.000.000 - which will be used for transactional purposes only
Will this token amount be adjusted in the deposit?
Yes, the token amount will be added to the deposit to be used for transactional purposes
Can I downgrade or upgrade my plan?
Yes, an upgrade or downgrade can be done based on a 3 month evaluation post going live. Please reach out to ppob@ayoconnect.com for an evaluation
Who do I reach out if I have anymore questions?
ppob@ayoconnect.com

Why Choose Ayoconnect's Digital Products  Solution?

Maker Checker

Our system allows you to disburse funds 24/7, available for bank transfers, e-wallet, and cash.

Approval Metrics

Our support team will be ready around the clock to assist you with any technical issues.

User Access Level

Receive instant notifications for funds sent on our state-of-the-art system dashboard.

Client Testimonial

Hear from some of our amazing clients who are building faster.

"Ayoconnect PPOB team is very professional and responsive in helping us build Vinmo app to become more comprehensive, robust, and effective. We are happy with the cooperation result."

Kristoforus Giovanni
Co-Founder

"Our experience using Ayoconnect’s PPOB product has been excellent. The implementation process was smooth, and the services provided have been stable and reliable. We are very satisfied with the support provided by the Ayoconnect team. This partnership has enabled AstraPay to deliver top-notch services to our users and improve overall customer satisfaction."

Steven Nathaniel
Head of Strategic & Merchant Partnership AstraPay